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Mortgage Rates Disclosure & Assumptions
FreeRateUpdate.com is not acting as a lender or a broker ("Service Provider"). The information provided by you to FreeRateUpdate.com is not an application for a mortgage loan nor it is used to pre-qualify you with any lender. Leading Service Providers, who participate in our matching engine, may have loan products available, matching the criteria you submit via our forms. If you are contacted by Service Provider(s), advertising within our partner network, your quoted rate may be higher, depending on your property location, credit score, loan-to-value ratio, debt-to-income ratio, and other factors. FreeRateUpdate.com does not guarantee that the rates or terms offered and made available by participating Service Providers are the lowest rates available in the market or the best terms available; not all Service Providers in our network offer the products that we advertise. Completing our forms does not obligate you to purchase a service or product from the providers, nor does it obligate a provider to offer to you any particular service about which you may have inquired.
*2.3% or 2.3% 30-yr Mortgage Rate refers to a 5/1 Adjustable-rate-mortgage (ARM) at a note rate of 2.3% and APR of 2.725% (Amortized over 30 years, a 5/1 ARM becomes adjustable after the initial fixed 5 year period. 2.3% rate assumes loan-to-value of 70%, FICO of 720 and two points paid at closing. Payment of $641 does not include tax or insurance and is simply principal and interest. Actual payment will be greater.
*2.7% or 2.75% 30-yr Mortgage Rate refers to a 3/1 Adjustable-rate-mortgage (ARM) at a note rate of 2.75% and APR of 3.088% (Amortized over 30 years, a 3/1 ARM becomes adjustable after the initial fixed 3 year period. 2.75% rate assumes loan-to-value of 70%, FICO of 720 and two points paid at closing. Payment of $653 does not include tax or insurance and is simply principal and interest. Actual payment will be greater.
*2.5% 3Rate refers to a 3/1 Adjustable-rate-mortgage (ARM) at a note rate of 2.5% and APR of 2.913% (Amortized over 30 years, a 3/1 ARM becomes adjustable after the initial fixed 3 year period. 2.5% rate assumes loan-to-value of 70%, FICO of 720 and two points paid at closing. Payment does not include tax or insurance and is simply principal and interest. Actual payment will be greater.
*3.1%, 3.12%, and 3.125% Mortgage Rate refers to a 5/1 Adjustable-rate-mortgage (ARM) at a note rate of 3.125%. Amortized over 30 years, a 5/1 ARM becomes adjustable after the initial 5 year fixed period. 3.125% assumes loan-to-value of 70%, FICO of 720 and two points paid at closing.
*3.8%, 3.87%, and 3.875% FIXED Mortgage Rate refers to a 15-year fixed-rate mortgage at a note rate of 3.875%. 3.875% fixed-rate assumes loan-to-value of 70%, FICO of 720 and two points paid at closing.
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